The Mortgage
Mates Story
We started Mortgage Mates because we believe in the Kiwi dream of homeownership and making this available to everyone. It’s more than just business to us—it's about making a real, positive difference in people's lives. With a deep passion for property and finance, we bring more to the table than just our expertise; we bring our hearts and a commitment to help hard-working Kiwis climb the property ladder and beyond.
Meet your
Mates
We're Your Mates in Homeownership
At Mortgage Mates, we're not your typical mortgage brokers. Stories from our clients speak to the dedication, passion, and a shared mission to help make home ownership easier and for more people to achieve mortgage wellbeing. We recognise that we are tangata tiriti, working in partnership with the tangata whenua and original custodians of the land.
From the cricket fields to the backyard we call home, our lives are grounded in the values we bring to our work every day: connection, support, and a real commitment to your dreams.
Empower Your Journey
First Home Buyer in New Zealand? Here's Everything You Need to Know
Buying your first home is one of the biggest milestones of your life. It can also feel a little overwhelming — especially when you're trying to understand deposits, KiwiSaver, mortgage pre-approval, and the whole house-hunting process all at once. We put this guide together because we work with first home buyers every day, and we see the same questions come up again and again. Think of it as a friendly walkthrough from your mates in mortgages.
Refinancing Your Mortgage in NZ: When Does It Actually Make Sense?
With interest rates shifting and the cost of living squeezing household budgets, refinancing your mortgage is a topic many New Zealanders are thinking about right now. But refinancing isn't always the right move — and it's not always as simple as just jumping to the lowest rate you can find. Here's a plain-English guide to help you decide whether refinancing makes sense for you.
How Much Can I Borrow for a Home Loan in New Zealand? (2026 Guide)
Whether you're dreaming of your first home in Rangiora or eyeing an investment property in Christchurch, one of the very first questions you'll ask is: how much can I actually borrow? It's a great question — and the honest answer is: it depends on a few key things. Let's walk through them together
Your journey to home ownership is unique, and we’re here to support you every step of the way. Reach out today, and let’s make your home ownership dreams come true.
