Bank or Mortgage Advisor?
Bank or Mortgage Advisor? Who should help you with your loan?
Getting a competitive, hassle-free loan on your own isn’t easy, so do you go with your bank or a mortgage adviser?
According to Rod Severn, from the Professional Advisers Association, advisers arrange about 40% of mortgages. And Kiwi’s are happy with their service with a Consumer Magazine survey finding the majority of those who’d used an adviser in the past five years were very happy.
Advisers have the time and financial knowledge we wish we all had. And, because they’re paid by your lender, you’re never out of pocket. Here are a few other reasons why it’s good to chat to an adviser:
- you get a wider range of choices
- they drive competition between banks and lenders
- they bring you the help you need, when and where you need it
- they help you navigate the complex home loan process from application to settlement and everything in-between
Want to know more? Talk to us and we’ll sort you out.
Empower Your Journey
First Home Buyer in New Zealand? Here's Everything You Need to Know
Buying your first home is one of the biggest milestones of your life. It can also feel a little overwhelming — especially when you're trying to understand deposits, KiwiSaver, mortgage pre-approval, and the whole house-hunting process all at once. We put this guide together because we work with first home buyers every day, and we see the same questions come up again and again. Think of it as a friendly walkthrough from your mates in mortgages.
Refinancing Your Mortgage in NZ: When Does It Actually Make Sense?
With interest rates shifting and the cost of living squeezing household budgets, refinancing your mortgage is a topic many New Zealanders are thinking about right now. But refinancing isn't always the right move — and it's not always as simple as just jumping to the lowest rate you can find. Here's a plain-English guide to help you decide whether refinancing makes sense for you.
How Much Can I Borrow for a Home Loan in New Zealand? (2026 Guide)
Whether you're dreaming of your first home in Rangiora or eyeing an investment property in Christchurch, one of the very first questions you'll ask is: how much can I actually borrow? It's a great question — and the honest answer is: it depends on a few key things. Let's walk through them together
Your journey to home ownership is unique, and we’re here to support you every step of the way. Reach out today, and let’s make your home ownership dreams come true.
